@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Libre+Baskerville:wght@400;700&display=swap');
:root{--ink:#142532;--slate:#53616b;--teal:#1f6262;--gold:#a47d43;--line:#dfe3df;--paper:#faf9f6;--cream:#f1f2ed;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--white);color:var(--ink);font-family:'DM Sans',Arial,sans-serif;line-height:1.62}a{color:inherit}a:hover{color:var(--teal)}.skip{position:absolute;left:-9999px}.skip:focus{left:1rem;top:1rem;background:white;padding:.5rem;z-index:99}.wrap{width:min(1180px,calc(100% - 48px));margin:auto}.eyebrow{text-transform:uppercase;letter-spacing:.19em;font-size:.72rem;font-weight:700;color:var(--teal)}h1,h2,h3{font-family:'Libre Baskerville',Georgia,serif;line-height:1.22;font-weight:400;letter-spacing:-.025em}h1{font-size:clamp(2.7rem,5vw,5.1rem);margin:.25em 0}.lead{font-size:clamp(1.1rem,1.6vw,1.35rem);color:#344550;max-width:680px}.muted{color:var(--slate)}.header{background:white;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.nav{height:88px;display:flex;align-items:center;justify-content:space-between;gap:2rem}.brand{text-decoration:none;display:flex;align-items:center;gap:.85rem;white-space:nowrap}.monogram{width:44px;height:44px;border:1px solid var(--gold);display:grid;place-items:center;color:var(--gold);font-family:Georgia;font-size:1.35rem}.brand-name{font-family:Georgia;font-size:1.25rem;letter-spacing:.02em}.brand-name small{display:block;font-family:'DM Sans';font-size:.54rem;letter-spacing:.24em;text-transform:uppercase;color:var(--slate);margin-top:-.15rem}.navlinks{display:flex;align-items:center;gap:2rem}.navlinks a{text-decoration:none;font-size:.86rem;font-weight:600}.button{display:inline-flex;align-items:center;justify-content:center;gap:.8rem;background:var(--teal);color:white!important;padding:.9rem 1.35rem;text-decoration:none;font-size:.83rem;font-weight:700;letter-spacing:.02em;border:1px solid var(--teal);cursor:pointer}.button:hover{background:#174d4d}.button.secondary{background:transparent;color:var(--ink)!important;border-color:#a9b3b3}.button.secondary:hover{background:#e9eeee}.menu{display:none;background:none;border:0;font-size:1.5rem}.hero{background:var(--paper);overflow:hidden}.hero-grid{min-height:610px;display:grid;grid-template-columns:1.07fr .93fr;align-items:center}.hero-copy{padding:6rem 2rem 6rem 0;position:relative;z-index:1}.hero-copy .lead{margin-bottom:2rem}.hero-art{height:100%;min-height:550px;position:relative;background:linear-gradient(125deg,#dce7e4 0%,#a6c0ba 55%,#668e88 100%);overflow:hidden}.hero-art:before{content:'';position:absolute;width:83%;aspect-ratio:1;border:1px solid rgba(255,255,255,.6);border-radius:50%;left:10%;top:8%;box-shadow:0 0 0 65px rgba(255,255,255,.12),0 0 0 130px rgba(255,255,255,.09)}.hero-art:after{content:'';position:absolute;inset:15% 18% 0 22%;background:linear-gradient(155deg,transparent 24%,rgba(255,255,255,.48) 24% 27%,transparent 27% 45%,rgba(20,69,72,.35) 45% 49%,transparent 49%);transform:rotate(-18deg)}.art-label{position:absolute;z-index:2;bottom:3rem;left:3rem;color:white;font-family:Georgia;font-size:1.55rem;max-width:270px;text-shadow:0 1px 10px #3c6569}.strip{border-bottom:1px solid var(--line);padding:1.4rem 0}.strip .wrap{display:flex;justify-content:space-between;gap:2rem;flex-wrap:wrap;color:#59666c;font-size:.75rem;letter-spacing:.13em;text-transform:uppercase;font-weight:700}.section{padding:6rem 0}.section.cream{background:var(--cream)}.section-head{display:flex;justify-content:space-between;align-items:end;gap:2rem;margin-bottom:2.4rem}.section-head h2,.section h2{font-size:clamp(2rem,3.2vw,3.25rem);margin:.4rem 0}.section-head p{max-width:400px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}.card{background:white;padding:2.2rem;min-height:290px;display:flex;flex-direction:column;text-decoration:none;transition:background .2s}.card:hover{background:#f6faf8}.card .num{color:var(--gold);font-size:.75rem;font-weight:700}.card h3{font-size:1.4rem;margin:2rem 0 .7rem}.card p{font-size:.9rem;color:var(--slate);margin:0 0 1.5rem}.arrow{margin-top:auto;color:var(--teal);font-weight:700;font-size:.85rem}.two{display:grid;grid-template-columns:1fr 1fr;gap:7%;align-items:center}.rule{height:2px;width:48px;background:var(--gold);margin:1.8rem 0}.quote-panel{padding:3.5rem;background:#e1ece8;border-left:4px solid var(--teal);font:1.5rem/1.5 Georgia,serif}.statement{background:var(--ink);color:white;padding:5rem 0}.statement h2{max-width:820px;font-size:clamp(2rem,3.5vw,3.5rem)}.statement p{color:#c9d4d7}.insights{display:grid;grid-template-columns:repeat(2,1fr);gap:1.5rem}.insight{border-top:2px solid var(--gold);padding:1.6rem 0;text-decoration:none}.insight h3{font-size:1.32rem}.insight p{color:var(--slate)}.footer{background:#f1f3f0;border-top:1px solid var(--line);padding:3rem 0}.footer-grid{display:flex;justify-content:space-between;gap:2rem;flex-wrap:wrap}.footer p,.footer a{font-size:.85rem;color:var(--slate)}.footer-links{display:flex;gap:1.4rem;flex-wrap:wrap}.page-hero{background:var(--paper);padding:5rem 0;border-bottom:1px solid var(--line)}.page-hero h1{max-width:850px;font-size:clamp(2.5rem,4.1vw,4.2rem)}.breadcrumb{font-size:.76rem;color:var(--slate);margin-bottom:2rem}.breadcrumb a{color:var(--teal)}.content{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(250px,.6fr);gap:6rem}.content h2{font-size:2rem}.content p{font-size:1.04rem;color:#3c4d56}.aside{border-top:3px solid var(--gold);padding-top:1rem}.aside h3{font-size:1.3rem}.aside li{margin:.8rem 0}.aside ul{padding-left:1.15rem}.cta-band{background:#e7efec;padding:3.5rem 0}.cta-band .wrap{display:flex;align-items:center;justify-content:space-between;gap:2rem}.cta-band h2{font-size:2rem;margin:.2rem 0}.form{max-width:730px;display:grid;grid-template-columns:1fr 1fr;gap:1.2rem}.field{display:flex;flex-direction:column;gap:.4rem}.field.full{grid-column:1/-1}label{font-weight:700;font-size:.83rem}input,textarea{font:inherit;padding:.85rem;border:1px solid #aeb9b9;border-radius:0;background:white;width:100%}input:focus,textarea:focus{outline:2px solid var(--teal);outline-offset:1px}textarea{min-height:150px}.fine{font-size:.78rem;color:var(--slate)}@media(max-width:800px){.nav{height:72px}.menu{display:block}.navlinks{display:none;position:absolute;top:72px;left:0;right:0;background:white;padding:1rem 24px 2rem;box-shadow:0 15px 25px #14253222;flex-direction:column;align-items:stretch;gap:1rem}.navlinks.open{display:flex}.hero-grid,.two,.content{grid-template-columns:1fr}.hero-copy{padding:4rem 0}.hero-art{min-height:310px}.cards{grid-template-columns:repeat(2,1fr)}.section{padding:4rem 0}.content{gap:2rem}.cta-band .wrap{align-items:start;flex-direction:column}}@media(max-width:560px){.wrap{width:min(100% - 34px,1180px)}.brand-name{font-size:1rem}.monogram{width:37px;height:37px}.cards,.insights,.form{grid-template-columns:1fr}.field.full{grid-column:auto}.section-head{display:block}.card{min-height:240px}.page-hero{padding:3.5rem 0}.hero-art{min-height:250px}}

:root{--ink:#092451;--slate:#52647c;--teal:#103d7b;--gold:#bd8e2d;--line:#dbe3ed;--paper:#f4f7fb;--cream:#edf2f8;--white:#fff}
body{color:var(--ink)}
.header{box-shadow:0 2px 20px rgba(8,31,70,.05)}
.nav{height:96px}
.brand{gap:.8rem}
.brand-logo{width:64px;height:64px;object-fit:contain;flex:none}
.brand-name{font-size:1.29rem;font-weight:700;color:#082d66}
.brand-name small{color:#687a91}
.eyebrow,.arrow,.breadcrumb a{color:#164681}
.button{background:#103d7b;border-color:#103d7b}
.button:hover{background:#082b5c}
.hero{background:#f4f7fb}
.hero-copy h1{color:#082b63}
.hero-art{background:linear-gradient(140deg,#092c67 3%,#0b438a 60%,#2064a2)}
.hero-art:before{border-color:rgba(255,255,255,.22);box-shadow:0 0 0 65px rgba(255,255,255,.035),0 0 0 130px rgba(255,255,255,.035)}
.hero-art:after{background:linear-gradient(153deg,transparent 19%,rgba(226,181,75,.62) 19% 21%,transparent 21% 48%,rgba(255,255,255,.16) 48% 51%,transparent 51%)}
.art-label{color:#fff}
.strip{background:#eef3f9}
.strip a{color:#244c81;text-decoration:none}
.strip a:hover{text-decoration:underline}
.section.cream{background:#f2f5fa}
.card:hover{background:#f7f9fd}
.quote-panel{background:#e9eff7;border-left-color:#bd8e2d}
.statement{background:#0b2c62}
.cta-band{background:#e9f0f8}
.footer{background:#f2f5fa}
.bbb-seal{display:inline-block;margin-top:.6rem;line-height:0}.bbb-seal img{width:200px;height:65px;max-width:100%;object-fit:contain}
@media(max-width:800px){.nav{height:78px}.navlinks{top:78px}.brand-logo{width:49px;height:49px}}
@media(max-width:560px){.brand-name{font-size:1.05rem}.brand-logo{width:44px;height:44px}}